WHY USE A MORTGAGE BROKER?

Buyers new to the home loan market may wonder why they would want to use a mortgage broker in the first place. After all, these loans just come from banks anyway, right? Why not go straight to them?

WHAT’S OUR JOB?

Menu of home loan options

The difference is that, as a mortgage broker, The Loan Room is able to offer our clients a menu of home loan options.

Mortgage brokers literally negotiate the best home loan options on your behalf, educate you on hidden fees associated with each option, and do much of the hard work behind finalising a home loan. Where a bank will want to promote only their loans whether they are suitable or not, a mortgage broker will offer you a variety of loan options from a number of different lenders.

Focus on individual needs

What further sets The Loan Room apart from other mortgage brokers is our focus on tailoring each package to individual needs. The goal of The Loan Room, unlike larger operations, is to deliver highly personalised solutions fit to each client’s needs and situation.

We offer the best mortgage advice for you, not for us, and treat clients as individuals rather than just numbers on a ledger sheet.

WHY USE A MORTGAGE BROKER?

Buyers new to the home loan market may wonder why they would want to use a mortgage broker in the first place. After all, these loans just come from banks anyway, right? Why not go straight to them?

WHAT’S OUR JOB?

Menu of home loan options

The difference is that, as a mortgage broker, The Loan Room is able to offer our clients a menu of home loan options.

Mortgage brokers literally negotiate the best home loan options on your behalf, educate you on hidden fees associated with each option, and do much of the hard work behind finalising a home loan. Where a bank will want to promote only their loans whether they are suitable or not, a mortgage broker will offer you a variety of loan options from a number of different lenders.

Focus on individual needs

What further sets The Loan Room apart from other mortgage brokers is our focus on tailoring each package to individual needs. The goal of The Loan Room, unlike larger operations, is to deliver highly personalised solutions fit to each client’s needs and situation.

We offer the best mortgage advice for you, not for us, and treat clients as individuals rather than just numbers on a ledger sheet.

HOME LOAN COMPARISON

More than tables and charts

Even first home buyers know the importance of a thorough home loan comparison when applying for a mortgage. However, what tables and charts like these don’t tell you is as important as what they do.

 

Indeed, it’s a great time to buy a home in Australia; our economy is strong and interest rates are at a record low. However, these positives often misdirect buyers and funnel them into a no-winners game of number crunching. The fact is that there is a lot more to learn about how to get a mortgage besides interest rates and figures.

 

Consulting with a mortgage broker is so important, regardless of the purpose for the loan. As a home loan expert, a mortgage broker provides so much more than charts and numbers. The key to successfully purchasing a property or refinancing a home loan is in the details and this is where The Loan Room excels. We take pride in our personalised approach to the lending process, taking care to sit with our clients when it is convenient to them and discussing their options in a multi-faceted way.

 

Rather than just look at the rates and terms, buyers need to consider fees, taxes, incidentals, and their long term financial future when buying a home. The mortgage brokers at The Loan Room operate as much as financial advisors as they do home loan experts, providing clients with personalised, top notch service they cannot get anywhere else.

HOME LOAN COMPARISON

More than tables and charts

Even first home buyers know the importance of a thorough home loan comparison when applying for a mortgage. However, what tables and charts like these don’t tell you is as important as what they do.

 

Indeed, it’s a great time to buy a home in Australia; our economy is strong and interest rates are at a record low. However, these positives often misdirect buyers and funnel them into a no-winners game of number crunching. The fact is that there is a lot more to learn about how to get a mortgage besides interest rates and figures.

 

Consulting with a mortgage broker is so important, regardless of the purpose for the loan. As a home loan expert, a mortgage broker provides so much more than charts and numbers. The key to successfully purchasing a property or refinancing a home loan is in the details and this is where The Loan Room excels. We take pride in our personalised approach to the lending process, taking care to sit with our clients when it is convenient to them and discussing their options in a multi-faceted way.

 

Rather than just look at the rates and terms, buyers need to consider fees, taxes, incidentals, and their long term financial future when buying a home. The mortgage brokers at The Loan Room operate as much as financial advisors as they do home loan experts, providing clients with personalised, top notch service they cannot get anywhere else.