Finding the ideal home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it's much easier finding terms that will suit you. Read on for our guide on why and how to repay your home loan quickly. THE MOST...
Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less depending on the details. Here's the pros and cons of the...
Negative gearing - it may seem like investor mumbo jumbo, but it's really quiet a simple concept to get your head around. More than that, it's an important option in an investor's toolkit when looking for a property to invest in. Gear yourself up for a lesson in the basics...
Ever wondered what your lender is looking for when approving your loan. Here are the four C’s major banks will scrutinise during your application...
There are many options when it comes to financing your investment property, so getting sound advice in this area can make a big difference. Martin Bennett, Director of The Loan Room explains in this quick video. ...
Australia's natural beauty, vibrant culture and outdoor pursuits make it the ideal destination to invest in a holiday home. A property that is not only an investment in your quality of life, renting it can be an income all of itself. So, where are the best Australian holiday spots to invest...
Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it's all worth it when you can finally start picking out your dream home. But with so many types of property on...
The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at a record-low 1.50%, continuing the longest run of inaction in almost 22 years. Governor Philip Lowe had this to say in his official statement: “The housing markets in Sydney and Melbourne have slowed. Nationwide measures of housing prices...
Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to know to help maximise your investment without breaking the bank? 1. Don't...
Being aware of your interest rate can save you money in the long term. As the official cash rate and other financial conditions change, it's possible that your interest rate is no longer the best it could be. Therefore, it's important to regularly review your mortgage. So, when exactly should you...