the loan room Tag

Buying your first home is an exciting time! But like any first-timer, it is also easy to make mistakes. As mortgage brokers, we're dedicated to helping you have a smooth, and even enjoyable, time throughout the home buying and settlement process. Here are 4 common traps that you should look...

Buying property at auction can be both exciting and nerve-wracking. But careful planning can make the process a whole lot easier. Here are our top tips for nailing the bidding experience and maximising your chances of success on the day....

  In a sweeping look at which streets are the best across the country, Realestate.com.au revealed the 10 most popular streets based on where users do the most searching. Six of the winners are in Victoria, making a case for the southern part of the nation. Here’s a look at their list,...

Here are five tips that will help you feel confident and knowledgeable - putting you in the best position to make a sensible and profitable home-buying decision....

  With home values and auction clearance rates softening in our Spring property markets, buyers will have the upper hand when it comes to negotiating on price. So, it’s a good idea to arm yourself with some sharp bargaining tactics before diving in. Nobody wants to pay more than the current market...

  Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article,...

  If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia has some of the highest household debt in the world. The...

  With property prices skyrocketing over the last few years, many parents have been asking the question of how they can help their children enter the property market. Traditionally, the simplest way has been to provide cash gifts to help their kids with the deposit. From there, the children would obtain a...

  Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the 2017-2018 Federal Budget. Here is a brief look at what these...

This is a very important finance update for anyone who is looking to investment and or use their equity on their home to help fund further property purchases and or personal items. As I am sure you’re aware, Lenders have been tightening their lending policies with regards to how and who...