money saving Tag

  Ever gotten to the end of the month and wondered where all the money from your pay check goes? Keeping a budget can help you track where your money is going, stay on top of your bills and debts, and direct your earnings towards your financial goals. Budgeting might sound restrictive,...

  With so many loan options and an increasingly complex market, it can be hard to pick the right loan for your needs. There are many different factors to consider when it comes to choosing loans. In this article, we outline the features you need to look out for when comparing...

  A number of myths and misconceptions that keep coming up about mortgages.   1. IT DOESN'T MATTER IF YOU PAY YOUR LOAN MONTHLY OR FORTNIGHTLY False: A 30-year, $350,000 loan on a 4.74% interest rate, would equal monthly repayments of $1,823.66. If you paid half ($911.83) fortnightly, the loan term would be 25 years...

Pre-approval is one of the most important steps you’ll take. Knowing the basics will boost your confidence come auction day and ensure you know exactly where you stand with your bank....

  The double whammy of flat wages growth and rising living costs, most notably housing, has made saving money more difficult than ever for many Australians. Indeed, saving probably seems like a pipe dream to those of us struggling to make ends meet. But it’s not impossible and roughly three-quarters of Australians...

  A proposal from the Australian Labor Party (ALP) aims to reform negative gearing, and News.com.au says that Aussies are conflicted on the issue. But what is negative gearing, and why are the proposed changes so controversial? What would change? To first cover the basics, negative gearing is when a homeowner takes out a...

  Everyone looks forward to Christmas and the summer holiday season. After all, ‘tis the season to be jolly. To indulge in festive fare. To get out in the great outdoors and enjoy quality time with family and friends. But this year, it could also be the right time to buy...

  Keeping up with home loan repayments over the Christmas holidays is a challenge for most Australians. Especially since more than 50% of us overspend during the silly season. According to recent figures released by the Commonwealth Bank, this year alone • Aussie shoppers will spend around $45 billion (from November 15 to...