loan application Tag

RECENT NEWS STORY: Despite having a successful electrical-solar contracting business, self-employed electrician Brad Teasdale was struggling to find a lender. With the help of his broker, Martin Bennett​, and Bluestone, this recent customer boosted cash flow by $8000 a month - an outcome he says has been 'life-changing'....

New research has revealed that 30% of Australians have a Buy Now Pay Later (BNPL) account. That’s nearly 5.8 million of us that are using digital layby through the likes of Afterpay, zipMoney and Openpay....

When it comes to the relationship between your credit card history and loan applications, it seems many people are in the dark about what’s truth and what’s not. Gather a group of normal Australians in a room and ask them about the role their credit card plays in getting a loan...

Here are five tips that will help you feel confident and knowledgeable - putting you in the best position to make a sensible and profitable home-buying decision....

  Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article,...

  If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia has some of the highest household debt in the world. The...

  With property prices skyrocketing over the last few years, many parents have been asking the question of how they can help their children enter the property market. Traditionally, the simplest way has been to provide cash gifts to help their kids with the deposit. From there, the children would obtain a...

  Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the 2017-2018 Federal Budget. Here is a brief look at what these...

  Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less depending on the details. Here's the pros and cons of the...

  Negative gearing - it may seem like investor mumbo jumbo, but it's really quiet a simple concept to get your head around. More than that, it's an important option in an investor's toolkit when looking for a property to invest in. Gear yourself up for a lesson in the basics...