home loans Tag

If you’re looking to move houses then you’ve probably heard of the term “bridging finance”. Here, we break down exactly what a bridging loan is and how bridging loans work....

Most Australians who sell their home don’t own the property outright. If you’re one of them and wondering what happens to your mortgage when you sell, read on....

  With so many loan options and an increasingly complex market, it can be hard to pick the right loan for your needs. There are many different factors to consider when it comes to choosing loans. In this article, we outline the features you need to look out for when comparing...

  A number of myths and misconceptions that keep coming up about mortgages.   1. IT DOESN'T MATTER IF YOU PAY YOUR LOAN MONTHLY OR FORTNIGHTLY False: A 30-year, $350,000 loan on a 4.74% interest rate, would equal monthly repayments of $1,823.66. If you paid half ($911.83) fortnightly, the loan term would be 25 years...

Pre-approval is one of the most important steps you’ll take. Knowing the basics will boost your confidence come auction day and ensure you know exactly where you stand with your bank....

  The double whammy of flat wages growth and rising living costs, most notably housing, has made saving money more difficult than ever for many Australians. Indeed, saving probably seems like a pipe dream to those of us struggling to make ends meet. But it’s not impossible and roughly three-quarters of Australians...

  A proposal from the Australian Labor Party (ALP) aims to reform negative gearing, and News.com.au says that Aussies are conflicted on the issue. But what is negative gearing, and why are the proposed changes so controversial? What would change? To first cover the basics, negative gearing is when a homeowner takes out a...

  Everyone looks forward to Christmas and the summer holiday season. After all, ‘tis the season to be jolly. To indulge in festive fare. To get out in the great outdoors and enjoy quality time with family and friends. But this year, it could also be the right time to buy...