15 Jun What your broker can do for you post-settlement
After your home loan settles, it’s easy to feel like you’re being left high and dry now that your broker’s job is seemingly done. However, rest assured we aren’t going anywhere, and can offer you on-going support even after helping you settle your loan.
Some of the additional services we can offer you include organising a discharge, changing repayment dates, changing between variable and fixed, organising split loans and extending your interest only period. Paying off a mortgage can be daunting, and it is reassuring to know your mortgage broker is there to look after you throughout the entire process.
ORGANISE A DISCHARGE
A discharge is used to remove your lender from your Certificate of Title if your home loan is paid in full, you’re selling your property or refinancing your home loan. To do this, a discharge process is involved but we can organise it for you.
CHANGE REPAYMENT DATES
We can organise to have your repayment dates changed if you wish to repay your home loan faster or slower.
CHANGE BETWEEN VARIABLE & FIXED INTEREST RATES
We can help you change your home loan between a variable and fixed interest rate. A fixed interest rate home loan is when your interest rate is fixed and does not change within a specified period. A variable interest rate home loan can change at any time throughout the set period.
PERFORM A HOME LOAN HEALTH CHECK
We can also run a quick home loan health check to ensure you’re still getting the right deal on your home loan. This is a service free of charge and it’s a quick process that can be done in half an hour over the phone or in person.
WE’RE HERE FOR YOU
If you decided to take out an interest-only home loan and want to extend the interest-only period, we can also arrange for your lender to extend it for you.
Any good mortgage broker will be able to offer you all these services and much more post settlement. So, no matter your situation, we will be there for you every step of the way.
If you’d like to learn more about what we can do for you please get in touch with us today.